Every dollar tracked. Nothing shared.
Track spending, budgets, and net worth — without handing your bank login to anyone. No subscriptions. Your data stays local by default. Optional sync — sign in with Google or a passwordless email link.
Looking for a Mint replacement? Mint shut down in early 2024 — most apps that filled the gap require a bank login. trak-yo-dolla$ doesn't. Import a CSV and you're done. Free forever. No account required.
Under Statements or Download Activity in your bank, credit union, or credit card portal.
Transactions categorize automatically. Most land correctly on the first import.
Sign in with Google or a passwordless email link to access from any device. Everything works without an account.
Click any category tile to filter transactions instantly across all views.
A short summary of what changed and why — lighter month, biggest mover, savings rate — written like a human, not a report.
Export transactions or budget history as a CSV, or export a full JSON backup — accounts, budgets, categories, and all transactions in one file. Import it back anytime to restore everything. Your data, portable, always.
Install it on any device — add to your home screen on Android or iPhone, or install from the address bar in Chrome on your computer. It runs in its own window like a regular app, no address bar in the way. Works without internet too; your data lives on your device.
Checking, savings, investments, loans, real estate, and vehicles in one place. Save monthly snapshots and watch your trajectory toward a goal.
The app supports banks and credit unions from all six countries by name. Auto-categorization covers local merchants — groceries, telecoms, transport, energy, food, and retail — in each market. Configure your currency symbol in settings: $ · C$ · £ · A$ · NZ$ · S$ · or any custom symbol.
Set monthly limits per category. Every import updates your pace — AT RISK warnings surface before you go over. 12-month history shows your patterns at a glance.
Surfaces subscriptions and regular charges automatically — including that trial you forgot to cancel.
No bank logins, no screen scraping, no third-party data brokers. You import a CSV — the same file your bank or credit union already gives you.
Everything saves locally. Refresh the page — it's still there. Close the tab — nobody else has it.
Chase, Ally, Fidelity, Vanguard, NFCU, BECU, PenFed, TD, RBC, Scotiabank, BMO, CIBC, and most banks and credit unions. Drop the file in — the app auto-detects the format.
Works with banks and credit unions from the US, Canada, UK, Australia, New Zealand, and Singapore. Configure your currency symbol in settings — $ · £ · C$ · A$ · NZ$ · S$ · or any symbol.
Migrating from Mint, YNAB, or Monarch Money? Drop in your export and your categories map across automatically.
Sign in with Google or a passwordless email link to access across devices. Prefer to keep it local? Everything works without signing in.